What you could earn

Figures assume sales made during AEP (October 15 – December 7). Estimates and assumptions only. Not a guarantee of earnings.

Your sales
Medicare $348 · paid Jan 1
0
ACA $25 / member / month
0
Your commission
Medicare (one-time)
$3,480
ACA (over the year)
$0

ACA assumes a full 12-month commission total.

Estimate only. Medicare paid as a one-time advance. ACA pays monthly while the policy stays active and paid.
McAllen Insurance Group · 956-687-3334

Your HRA bonuses

Extra dollars on top of your Medicare commission.

What is an HRA

An HRA is a Health Risk Assessment. It is a short health questionnaire you complete with the member after the Medicare sale.

When you complete one, most carriers pay you an extra one-time application fee on top of your $348 Medicare commission. The amount depends on the carrier, and it changes year to year. The numbers below are 2026 amounts and may change for 2027.

Not every plan offers an HRA fee, so treat these as a bonus, not a guarantee.

Duals: members who have both Medicare and Medicaid. Duals are strong HRA candidates, so these sales are often where the HRA fees add up.
HRA split across carriers

Carrier Policies HRA each Total
HRA total 0 $0
Medicare + HRA total
$0

Estimate only. 2026 HRA amounts, subject to change. HRA fees apply to completed assessments on eligible plans.
McAllen Insurance Group · 956-687-3334